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Practice Areas

TPD Claims Personal Injury WorkCover & Workers Comp CTP / Motor Vehicle Income Protection Superannuation Disputes Financial Planning
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Australia's Leading Compensation Advisory

Your injury.
Your entitlements.
Our expertise.

National Compensation Advisory brings together specialist compensation lawyers and certified financial advisors across Australia — so you never miss a dollar you're entitled to.

No Win, No Fee — Always Free Initial Assessment Servicing Australia Wide Legal + Financial Expertise Combined Response Within 2 Business Hours
$980M+ Recovered Across 7,800+ successful claims
Why Choose NCA

Most firms give you a lawyer.
We give you a complete team.

Our unique combination of legal and financial expertise means we see every angle of your claim — from the legal strategy to the settlement structure and beyond.

Specialist Legal Expertise

Our compensation lawyers specialise exclusively in TPD, personal injury, WorkCover and insurance claims. With deep experience across all claim types and super funds, we know exactly what you're entitled to and exactly how to get it.

Financial Advisory That Multiplies Your Outcome

Settlement funds managed well can generate income for life. Our financial advisors work alongside your legal team from day one — ensuring your payout is structured, invested, and protected to serve you for decades, not just the day you receive it.

No Win, No Fee — Without Exception

We operate on a strict no-win-no-fee basis across every compensation service we offer. If your case isn't successful, you pay nothing. Our success is tied directly to yours.

One Point of Contact, Nationwide

With 8 offices across Australia and a unified team of legal and financial specialists, you get one dedicated advisor managing your entire journey — regardless of where you are or how complex your situation is.

Practice Areas

We Handle Every Type of Compensation Claim

From TPD lump sums to personal injury settlements to post-claim financial planning — our specialist team covers every avenue of compensation law and financial advice.

WorkCover & Workers Compensation

Injured at work? WorkCover provides weekly compensation and medical expense cover. We manage your claim, challenge underpayments, and pursue maximum lump sum settlements.

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CTP / Motor Vehicle Accident Claims

Injured in a car, truck, or motorcycle accident? Our CTP specialists navigate Queensland, NSW, VIC and all state-specific schemes to maximise your compensation.

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Income Protection Claims

If your insurer has denied, delayed or underpaid your income protection claim, we fight to have it reinstated. We review all policies and manage the entire dispute process.

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Trauma Insurance Claims

Diagnosed with cancer, a heart condition, or another specified illness? Trauma insurance provides a critical lump sum. We ensure your policy pays what it should.

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Death Benefit & Life Insurance Claims

We guide families through the difficult process of claiming death benefits through superannuation and life insurance policies, ensuring beneficiaries receive their full entitlements.

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Public Liability Claims

Injured in a public place, at a business, or on someone's property? You may have a public liability claim. We assess, manage, and settle these claims on a no-win-no-fee basis.

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Medical Negligence

If substandard medical care has caused you harm, you may be entitled to significant compensation. Our medical negligence specialists work with expert witnesses to build the strongest possible case.

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Superannuation Disputes

We handle disputed super fund decisions, delayed claim payments, fund trustee disputes, and beneficiary designation challenges — ensuring your superannuation entitlements are protected.

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Financial Planning Post-Settlement

Received a settlement? Our financial advisors ensure it's structured for maximum long-term benefit — covering tax implications, investment strategy, and Centrelink considerations.

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Your Claim Journey

Simple. Clear. Nationwide.

We've designed our process to remove every obstacle between you and the compensation you deserve.

01

Free Assessment

Complete our online form or visit any of our offices. In a free, obligation-free consultation, our team identifies every potential claim avenue — legal and financial — specific to your situation.

02

Your Personal Claim Strategy

We build a tailored strategy covering every claim type you qualify for, identify your legal and financial team, and begin evidence gathering. You receive a clear, plain-English roadmap of the entire journey ahead.

03

Expert Claim Management

Your dedicated lawyer and financial advisor work in parallel — managing super fund communications, insurer negotiations, medical evidence, and third-party engagement — keeping you updated at every milestone.

04

Settlement & Financial Security

When your claim succeeds, our work doesn't stop. Our financial advisors structure your settlement, advise on tax treatment, assist with Centrelink implications, and develop an investment strategy that protects your future.

Most Australians with superannuation have TPD cover — and most don't know it.

What is TPD insurance?

TPD cover is insurance held inside your superannuation that pays a lump sum if you become permanently unable to work due to illness or injury. Most Australians have this cover automatically through their super fund — without ever choosing it. Policy values commonly range from $100,000 to $800,000 or more, depending on your fund and age.

Who qualifies for a TPD claim?

Anyone whose illness or injury has permanently prevented them from working in their usual occupation — or any occupation, depending on their policy definition. Common qualifying conditions include musculoskeletal injuries, mental health conditions, cancer diagnoses, neurological conditions, heart conditions, and chronic pain disorders.

Why are TPD claims denied — and what we do about it

Insurers frequently deny or delay valid TPD claims by disputing the "permanent" nature of a condition, applying overly narrow policy definitions, or requesting excessive medical evidence. Our lawyers have successfully overturned hundreds of denied claims — and we know exactly how insurers operate.

How our financial advisors enhance your TPD outcome

A TPD lump sum is a life-changing sum of money that requires careful planning. Our financial advisors assess tax treatment (many TPD payments have significant tax components), Centrelink impact, optimal investment structure, and super fund withdrawal strategies — protecting every dollar of your settlement.

Our Offices

Wherever You Are, We're Here.

Walk into any of our 8 offices for a face-to-face consultation, or speak with our national team by phone or video from anywhere in Australia.

Brisbane National Headquarters

Level 18, 240 Queen Street
Brisbane QLD 4000

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Sydney

Level 35, Tower Two, International Towers, 200 Barangaroo Avenue
Sydney NSW 2000

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Prefer to speak with someone in your city?

Request a free assessment and our national team will connect you with the right local advisor.

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Client Outcomes

Real People. Real Results.

Every claim matters. Here's what some of our clients say about their experience with National Compensation Advisory.

★★★★★
"I had no idea I had TPD cover in my super. After my back injury forced me to stop working on-site, the NCA team assessed my entitlements and recovered $312,000 from my super fund. Their financial advisor then helped me invest it in a way that replaced my income. I can't recommend them enough."
Michael T.
Construction Worker — Brisbane, QLD
TPD Claim — $312,000 Recovered
★★★★★
"After my car accident, I had a WorkCover claim AND a CTP claim — I didn't even know I could pursue both. NCA handled everything. The lawyer negotiated my settlement while their financial advisor made sure the payout was structured correctly for my family's future. Total result was far beyond what I expected."
Sarah L.
Marketing Manager — Sydney, NSW
Personal Injury — WorkCover + CTP
★★★★★
"My anxiety and depression had become so severe I couldn't teach anymore. I was told by another firm I probably didn't have a claim. NCA's team reviewed my super policy and found I had TPD cover that the insurer had wrongly denied. They fought it and won. Their financial team then helped me plan my retirement properly."
Christine M.
Primary School Teacher — Melbourne, VIC
TPD — Mental Health — Denied Claim Overturned

Ready to find out what you're entitled to?

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Get Started

Not sure if you have a claim?
That's exactly why you should talk to us.

Our free assessment takes 15 minutes. We'll identify every claim type you may be entitled to — legal and financial — at no cost and with no obligation.

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🔒 Strictly confidential|✓ No obligation|✓ No Win No Fee|✓ 2hr response
Prefer to email? Contact@nationalcompensationadvisory.com.au

We respond to every enquiry within 2 business hours.
Mon–Fri 8:30am–6:00pm AEST.

Our Offices
  • Brisbane (HQ)
  • Sydney
  • Melbourne
  • Perth
  • Adelaide
  • Canberra
  • Darwin
  • Gold Coast

Every enquiry is strictly confidential, free, and carries no obligation.

Resources

Understand Your Rights.

Our legal and financial experts break down complex compensation topics in plain English — so you can make informed decisions about your claim.

TPDNovember 2025

What is TPD Insurance and How Do I Claim It? A Complete 2025 Guide

Most Australians have TPD cover in their super fund and don't know it. Here's everything you need to know about entitlements, the claims process, and what insurers don't want you to ask.

Read Article →
Personal InjuryOctober 2025

WorkCover vs Personal Injury: What's the Difference and Can I Claim Both?

Many injured workers don't realise they may have two separate compensation claims running simultaneously. Our lawyers explain how both schemes work and how to maximise your combined outcome.

Read Article →
Financial PlanningSeptember 2025

What Happens to Your Compensation Settlement? A Financial Planning Guide

Receiving a lump sum settlement changes your financial situation significantly. Our financial advisors cover tax treatment, Centrelink implications, investment strategy, and how to make your settlement last.

Read Article →